How to Open a Bank Account via Mobile Banking – An Easy Method

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How to open a bank account via an app

In today’s digital age, there’s no need for long queues or visiting a branch to open a bank account. Now, you can open your bank account from anywhere, at any time, with the help of mobile banking – and that too, in a completely paperless manner.

In this guide, we will show you how you can easily open a bank account online for free, directly from your smartphone.

What is Mobile Banking?
Mobile banking is a service that allows you to access all banking services through a mobile app. It includes:

  • Viewing account information

  • Transferring money

  • UPI payments

  • Bill payments

  • And most importantly – opening a new bank account

Now, you can open a bank account online for free from the comfort of your home, without any hassle.

Benefits of Opening a Bank Account via Mobile
 ✅ Instant Account Activation
 Once KYC (Know Your Customer) is completed, you receive your account number and IFSC code instantly.
 ✅ Paperless Process
 No forms to fill, no photocopies – everything is online.
 ✅ 24×7 Availability
 You can open your bank account anytime, anywhere.
 ✅ Complete Banking via Mobile App
 As soon as your account is opened, you get access to mobile banking and UPI facilities.

What Documents Are Needed?
 When you open a bank account online for free via mobile, you will need the following documents:

  • Aadhar card (should be linked with your mobile number)

  • PAN card

  • A selfie or video call (for Video KYC)

All of this can be uploaded via the mobile app or verified through OTP.

Who Can Open an Account via Mobile?
 Any Indian citizen who is 18 years or older, and has a valid Aadhar card and PAN card, can open a bank account via mobile.
 Students, working professionals, homemakers, or freelancers – this facility is easy and secure for everyone.

Step-by-Step Process: How to Open an Account via Mobile
 Step 1: Download the Bank’s Mobile App
 Install the bank’s official app from Google Play Store or Apple App Store.
 Step 2: Select “New Account” or “Open Account” Option
 Open the mobile app and choose the option to open a new account.
 Step 3: Fill in Your Details
 Enter basic details like your name, mobile number, PAN, and Aadhar number.
 Step 4: Complete the KYC Process

  • Aadhar OTP for eKYC

  • Or Video KYC, where you do live verification
     Step 5: Activate the Account
     Once all details are verified, your account will be activated immediately.

What Features Come with a Digital Bank Account?
 An account opened via mobile banking gives you the following benefits:

  • Virtual debit card

  • Fund transfers via UPI and IMPS

  • Balance check and mini statement

  • Bill payments and recharges

  • SMS and app notifications

Conclusion: Make Banking Smart and Easy
 If you haven’t opened an account yet, it’s time to open your bank account via mobile and enjoy the benefits of opening a bank account online for free. This method is fast, secure, and completely digital.
With mobile banking, now anyone can open their bank account with just a click – without ever visiting the bank branch.