Hit By an Insured Driver? What are Your Compensation Options?

Car accidents can result in property damage, severe injuries, or even fatalities. Getting financial compensation for the injuries suffered can be a long battle even if the at-fault driver has insurance. But, if the driver is not insured, you can be in an even longer battle if you don’t seek help from The Walthew Law Firm. A skilled injury attorney will help protect your rights. 

Tacoma Car Insurance Requirements

In Washington, all car drivers must carry insurance to cover the cost of damages they may cause in an accident. Drivers can also purchase additional coverage called Personal Injury Protection or PPI. This is automatic coverage unless the driver rejects this in writing. Also, the law allows some alternative proofs of financial responsibility including liability bond, self-insurance, or saved cash. 

Getting Compensations from a Driver Who Does Not Carry Insurance

When you deal with a driver who has no car insurance, you can file a claim with your own policy; however, this will cost you. Your policy’s underinsured motorist coverage may help in compensating you for the expenses incurred because of the accident. But, keep in mind that your insurance provider will always look for its best interest instead of yours. A dependable personal injury lawyer can negotiate with your insurer to make sure your interests are protected. 

Another option you can consider is to file a personal injury lawsuit against the driver who does not have insurance. But, to increase your chances of winning, you must prove the negligence of this driver caused your accident and injuries. If you win, you may help you get compensation for medical bills, lost wages, and other damages.  

But, collecting the trial award from the at-fault driver can be difficult if you don’t have an attorney helping you. If you cannot collect from an insurance company, your lawyer can assess the assets of the driver, garnish their wages, attach liens, or seize their bank accounts. 

Consult With an Experienced Tacoma Lawyer

If you have been hit by an uninsured driver, you must consult a lawyer who understands how the personal injury process works and can help you prove the negligence of the other driver. You should not go through the process by yourself because an attorney can help you avoid making costly mistakes along the way. A great lawyer will help you file an insurance claim or a lawsuit against the driver who caused your injuries and make sure you get the full compensation that you will need as you go on with your life. 

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